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FAQ
Building a home in Mexico as an American
Straight answers to the questions we hear most. This is general information, not legal advice. Confirm legal and tax questions with a notario público or licensed attorney.
Can an American own beachfront property in Mexico?
Yes, with a specific structure. Mexico's constitution restricts direct foreign ownership within 50 km of the coast, which includes all of Puerto Peñasco. Foreigners typically hold property through a bank trust called a fideicomiso, where a Mexican bank holds title and you have full rights to use, sell, rent or pass the property to heirs. Some buyers use a Mexican corporation instead.
Your notario público and attorney should confirm the right structure for you before you buy.
Do I need to own a lot before I talk to you?
No. Many clients start with us before buying. We can tell you what a lot needs for the home you want, and through our sister companies we can help you find one, including lots at Viviente at Sandy Beach.
How long does it take to build a custom home in Rocky Point?
It depends on size, design and finishes. Design and permits come first, then construction. We give you a realistic schedule with your bid and keep you updated at every phase.
How do payments work?
After you approve the itemized bid, payments are scheduled by construction phase. You pay as work is completed, not everything up front.
Can I build while living in the U.S.?
Yes, most of our clients do. You get regular photo and progress updates, and you can visit the site any time. Your American representative is your single point of contact.
Who handles permits?
We do. We prepare the plans and file permits with the municipality of Puerto Peñasco, and we handle inspections and local requirements during construction.
Is it really cheaper to build in Rocky Point than in Arizona?
Often, yes, because labor and many materials cost less in Mexico. Use our cost calculator to see a range for your home, then compare it to quotes you have from home.
What should I watch out for when buying land?
Make sure the land has clean title and is not ejido (communal) land without proper conversion, and confirm utilities, access and what the zoning allows you to build. A notario público handles the closing in Mexico. Always have your own legal counsel review the purchase.
Free download
Planning to build? Start with the guide.
What Americans need to know before building a home in Puerto Peñasco, from buying the lot to getting the keys.
- How foreigners hold beach property near the coast (and what to ask your notario)
- The permit path, step by step, and a realistic build timeline
- Where budgets go over, and how phased payments protect you
- How we manage your build while you're back home